How to improve credit score? Understanding the key factors like credit mix, utilisation, and errors on your credit report can ...

Payment history helps build trust with lenders. It’s the most significant factor at 35% of one’s credit score. Late or missed ...

As you repay your loan, the creditor reports your payments to the three main credit bureaus. This builds a positive payment history, a key component of your credit score calculations. Once you ...

Usually, a credit score of 700 and above is considered good for securing a personal loan, while a credit score of 750 and ...